Ryan Lowery [2010]
201 South 25th St. Apt. 309
Philadelphia, PA 19103
rlowery@wharton.upenn.edu

EDUCATION

WHARTON SCHOOL, UNIVERSITY OF PENNSYLVANIA
Philadelphia, PA · 07/2008 - 5/2010
Masters in Business Administration; Real Estate and Finance

  • Awarded Joseph Wharton Fellowship for scholastic and professional achievement, community involvement, and leadership
  • Member of Wharton’s Real Estate Club, PE & Venture Capital Club, and African American MBA Association (AAMBAA)
  • Led NYC Real Estate Investment Career Trek; Participant in South America Global Immersion Program

FLORIDA STATE UNIVERSITY
Tallahassee, FL · 08/2000 - 05/2004
Bachelors of Science; Finance and Accounting

  • NCAA Division 1 Varsity Basketball (ACC) – Full Scholarship; Two-time recipient of Golden Torch Award for Highest GPA (4.0) in Athletics; Recipient of Florida State Athletic Community Service Award; Athletic Academic Support Advisor
  • GPA: 3.7/4.0; Dean’s List; Phi Kappa Phi; Phi Eta Sigma; USAA All–American Scholar; ACC Honor Roll

EXPERIENCE

ENTERPRISE HEIGHTS REAL ESTATE DEVELOPMENT
Philadelphia, PA · 06/2009 - 08/20009
Summer Associate

  • Assisted managing director with project pre-development of The Plaza at Enterprise Heights, a $24.5MM 80,000 SF office/retail, environmentally friendly, transit-oriented development located in University City/West Philadelphia
  • Organized and conducted meetings with Geothermal, Solar Energy, and Green Roofing professionals to discuss design of a high performance energy efficient building. Co-managed renewable energy, community revitalization, and transit-oriented development grant applications for American Recovery and Reinvestment Act funds and other public funds
  • Discussed zoning with city planning officials; met with Southeastern Pennsylvania Transportation Authority to garner support and coordinate streetscaping projects; reviewed parking options with Philadelphia Parking Authority; engaged community leaders in planning process, and interfaced with Philadelphia Industrial Development Corporation

MERRILL LYNCH
New York, NY · 2007 - 2008
Assistant Vice President, Global Markets & Investment Banking, Financial Development Group

  • Evaluated $1.0BN real estate joint venture with leading technology consulting firm that involved performing financial analysis, creating term sheet for proposed equity financing, organizing working group, and advising executive management
  • Managed cross-border working group team and led financial analysis to move $500MM worth of noncore Real Estate assets off balance sheet by analyzing sale/leaseback scenarios versus ownership scenarios
  • Involved with other aspects of firm’s corporate strategy focused on improving ROE and ROA, achieving diversification in revenues, cutting costs, and hedging risk

BEAR STEARNS
New York, NY · 2004 - 2006
Global Credit and Investment Banking Analyst

  • Global Credit (2005 – 2006)
  • Rated, monitored, and reviewed over 270 banking clients that involved evaluating financial institutions’ size, profitability, leverage, liquidity, management, and business risk
  • Managed counterparty risk across all transaction types including securities financing transactions, forwards, and derivatives
  • Investment Banking, Financial Institutions & Health Care Group (2004 – 2005)
  • Evaluated strategic alternatives for clients including mergers, acquisitions, divestitures, and financings
  • Valued companies using fundamental and relative methodologies, such as discount cash flows, accretion/dilution, comparable companies, and precedent transaction analyses
  • Advised on United America Indemnity’s $256MM merger with Penn-America Group and Penn Independent Corporation

J.P. MORGAN SECURITIES INC.
New York, NY · Summer 2003
Investment Banking Analyst (Intern), Syndicated Leverage Finance

  • In charge of providing Qwest Dex with a weekly high yield and loan market update.
  • Performed credit risk analysis of clients by calculating, analyzing, and comparing leverage and coverage ratios
  • Significant Deal Experience
  • Domino’s issuance of $403 mm in Senior Subordinated Notes – Prepared keys slides that entailed performing a comprehensive comparative analysis between Domino’s Pizza and Papa John’s operating performance and a comparison of key return and coverage ratios. Responsibilities also included updating syndication group using intralinks website

WACHOVIA CAPITAL PARTNERS
Charlotte, NC · Summer 2002
Corporate Finance Analyst (Intern), Private Equity

  • Created database for fund management fee analysis of over 250 private equity funds to identify opportunities to reduce costs, to explore possibilities of fundraising for venture capital, and to provide the CFO with valuable information on how to properly account for management fees
  • Assisted investment banking associates in financial analysis and valuation by using total enterprise valuation, reviewing pitch books, and organizing qualitative charts on positive and negative characteristics of companies

ADDITIONAL INFORMATION

Program: MBA

Club Membership: MBA

Interests:

  • Acquisitions
  • Asset Management
  • Development
  • Investment Banking

Interested in a job/internship in:

  • Central/South America
  • Mid-Atlantic USA
  • Northeast USA
  • Southeast USA
  • New York

• Affiliations: Urban Land Institute (Member), Boys and Girls Club of Harlem (Board of Directors), Black AIDS Institute (Fundraiser and Community Organizer), Sponsors for Educational Opportunity (Alumni Mentor) • Skills: Certified Manhattan Real Estate Agent, Thomson One Banker, Bloomberg, Intralinks, Factiva, Office 2000, Capital IQ, Hyperion, Interactive Financial Planning System (IFPS), Deal Maven Financial Modeling • Other Key Experience: Fork Union Military Academy - Head Junior Varsity Basketball Coach, Assistant Varsity and Postgraduate Basketball Coach, Substitute Teacher (2006-2007)


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